/* ============================================================
   FOURZAN FINANCIAL — site design system
   One file controls the whole site's look. Colors and fonts
   below are the locked brand spec. Edit here, changes apply
   everywhere.
   ============================================================ */
:root{
  --navy:#16243D; --slate:#6E87A8; --accent:#869DBC; --mist:#B3BCC9;
  --ink:#2A3444; --gray:#5C6570; --tint:#EAEEF4; --line:#E5E2DB; --paper:#FAF8F3; --card:#FFFFFF;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  .reveal{transition:none!important;opacity:1!important;transform:none!important}
}
body{font-family:'Archivo',sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}

/* two-tone brand heading pattern */
.duo b{font-weight:700;color:var(--navy)}
.duo span{font-weight:400;color:var(--slate)}

/* tile (CSS twin of the production mark) */
.tile{background:var(--navy);display:flex;align-items:center;justify-content:center;flex:none}
.tile .ff{display:flex;transform:translateX(6%)}
.tile .f{font-weight:800;line-height:1;color:#fff}
.tile .f2{color:var(--accent);margin-left:-.024em}

/* nav */
header{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.lockup{display:flex;align-items:center;gap:12px}
.lockup .tile{width:40px;height:40px}
.lockup .tile .f{font-size:19px}
.lockup .name{font-size:19px;letter-spacing:-.01em}
.navlinks{display:flex;align-items:center;gap:30px;font-size:14.5px;font-weight:500;color:var(--ink)}
.navlinks a:hover{color:var(--navy)}
.navlinks a.active{color:var(--navy);font-weight:600}
.btn{display:inline-block;background:var(--navy);color:#fff;font-weight:600;font-size:14.5px;padding:12px 22px;border-radius:6px;border:1.5px solid var(--navy);transition:background .15s;cursor:pointer}
.btn:hover{background:#1F3252}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.ghost:hover{background:var(--tint)}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}
.btn.light:hover{background:var(--tint)}
@media(max-width:840px){ .navlinks a:not(.btn){display:none} }

/* page scaffolding */
section{padding:88px 0}
.pagehead{padding:80px 0 0}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.32em;text-transform:uppercase;color:var(--slate);margin-bottom:16px}
h1{font-size:clamp(34px,4.6vw,52px);line-height:1.1;letter-spacing:-.014em;font-weight:800;color:var(--navy)}
h1 .lt{font-weight:300;color:var(--slate)}
h2{font-size:clamp(26px,3.4vw,38px);line-height:1.16;letter-spacing:-.012em}
.lede{font-size:17.5px;color:var(--gray);max-width:62ch;margin-top:18px}
.secintro{color:var(--gray);max-width:60ch;font-size:16.5px}

/* cta band */
.ctaband{background:var(--navy)}
.ctaband .wrap{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;padding-top:64px;padding-bottom:64px}
.ctaband h2{color:#fff;margin-bottom:8px}
.ctaband p{color:var(--mist)}

/* footer */
footer{background:#0F1A2E;color:var(--mist);padding:56px 0 40px;font-size:13.5px}
.fgrid{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;margin-bottom:36px}
.fgrid .lockup .name b{color:#fff}
.fgrid .lockup .name span{color:var(--mist)}
.fnav{display:flex;gap:26px;flex-wrap:wrap;align-items:center;font-weight:500}
.fnav a:hover{color:#fff}
.fcontact{line-height:2}
.legal{border-top:1px solid #22314C;padding-top:26px;color:#8B96A8;font-size:12.5px;line-height:1.7;max-width:900px}

/* cards & misc shared */
.card{background:#fff;border:1px solid var(--line);border-radius:12px}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}
.reveal.in{opacity:1;transform:none}


/* ---- v3: display serif + navy rhythm ---- */
.pagehero{background:var(--navy);padding:88px 0 80px}
.pagehero .eyebrow{color:var(--accent)}
.pagehero h1{color:#fff}
.pagehero .lede{color:var(--mist)}
.navyband{background:var(--navy)}
.navyband .eyebrow{color:var(--accent)}
.navyband h2{color:#fff}
.navyband p{color:var(--mist)}
.softband{background:var(--tint)}

.check{list-style:none;display:flex;flex-direction:column;gap:16px}
.check li{display:flex;gap:14px;font-size:15.5px;color:var(--ink);line-height:1.5}
.check li::before{content:"✓";color:var(--slate);font-weight:700;flex:none;margin-top:1px}
.navyband .check li{color:#E7ECF3}
.navyband .check li::before{color:var(--accent)}

.svcrow{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start;padding:84px 0}
.svcrow+.svcrow{border-top:1px solid var(--line)}
.svcrow .kick{font-size:12px;font-weight:600;letter-spacing:.28em;text-transform:uppercase;color:var(--slate);margin-bottom:14px}
.svcrow h2{color:var(--navy);margin-bottom:16px}
.svcrow .desc{color:var(--gray);font-size:15.5px;max-width:42ch}
@media(max-width:840px){.svcrow{grid-template-columns:1fr;gap:30px;padding:56px 0}}

.feerows{border-top:1px solid #CBD4E0}
.feerow{display:flex;justify-content:space-between;align-items:baseline;gap:20px;padding:13px 2px;border-bottom:1px solid #CBD4E0}
.feerow .t{font-size:14.5px;color:var(--ink)}
.feerow .r{font-weight:700;font-size:16px;letter-spacing:-.005em;color:var(--navy);white-space:nowrap}
.feefine{font-size:12.5px;color:var(--gray);margin-top:14px;line-height:1.7}
.feefine a{color:var(--slate);text-decoration:underline}


.navycta{background:var(--navy);border-radius:12px;padding:36px;display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap}
.navycta h2{color:#fff;font-size:23px;letter-spacing:-.01em;margin-bottom:6px}
.navycta p{color:var(--mist);font-size:14.5px}


/* mobile rhythm */
@media(max-width:840px){
  section{padding:64px 0}
  .pagehero{padding:60px 0 52px}
  .wrap{padding:0 clamp(32px, 6vw, 48px)}
}


/* ---- overflow guard: no element may widen the page past the viewport ---- */
html, body{max-width:100%;overflow-x:hidden;overflow-x:clip}

/* grid & flex children: allow shrinking below intrinsic content width
   (default min-width:auto is what causes mobile blowouts) */
.hero .wrap > div, .heroTiles > *, .svcgrid > *, .steps > *, .faqgrid > *,
.contactgrid > *, #feegrid > *, .beliefgrid > *, .exgrid > *, .factlist .fact > *,
.abouthero > *, .fgrid > *, .fgrid2 > div, .cgrid2 > div, .svcrow > *,
.calcstrip .wrap > div, .ctaband .wrap > *, .navycta > *{min-width:0}

/* long unbroken strings (URLs, account numbers) wrap instead of pushing width */
.dis p, .pv p, .legal, .feefine{overflow-wrap:break-word}

@media(max-width:840px){
  .cinfo .row{padding-left:2px;padding-right:2px}
}


/* ---- mobile navigation (burger + slide-down panel) ---- */
.burger{display:none;background:none;border:0;cursor:pointer;padding:10px 2px 10px 10px;margin-left:2px}
.burger span{display:block;width:22px;height:2.5px;background:var(--navy);margin:5px 0;border-radius:2px;transition:transform .2s,opacity .2s}
.mobilemenu{display:none}
@media(max-width:840px){
  .lockup .name{display:flex;flex-direction:column;line-height:1.08;font-size:16px}
  .lockup .name b{color:var(--navy)}
  .lockup .name span{color:var(--slate)}
  .lockup .tile{width:36px;height:36px}
  .lockup .tile .f{font-size:17px}
  .nav .btn{padding:10px 16px;font-size:13.5px}
  .burger{display:block}
  .mobilemenu{display:block;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(22,36,61,.08);padding:6px 30px 14px;opacity:0;transform:translateY(-8px);pointer-events:none;transition:opacity .18s ease,transform .18s ease}
  body.menu-open .mobilemenu{opacity:1;transform:none;pointer-events:auto}
  .mobilemenu a{display:block;padding:14px 0;font-size:16px;font-weight:600;color:var(--ink);border-bottom:1px solid var(--line)}
  .mobilemenu a:last-child{border-bottom:none}
  .mobilemenu a.active{color:var(--navy)}
  body.menu-open .burger span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  body.menu-open .burger span:nth-child(2){opacity:0}
  body.menu-open .burger span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
}


/* footer social */
.fcontact .social{display:flex;width:max-content;margin-top:14px;color:var(--mist);transition:color .15s}
.fcontact .social:hover{color:#fff}