Fourzan Financial
Services

One relationship, everything included.

Ongoing discretionary portfolio management — taxable and retirement accounts alike — with financial planning at no separate fee.

01 — Ongoing

Portfolio Management

The core of the relationship: your portfolio, managed for you with an analyst's discipline. Every decision made in pursuit of your goals — and the reasoning behind each one explained in plain English.

  • Discretionary management of taxable and retirement accounts, such as IRAs, Roth IRAs, 401(k) rollovers, and more
  • Personalized discovery of objectives, risk tolerance, and time horizon
  • A diversified core of stocks and ETFs — research-driven, cost-conscious, tactically allocated
  • Ongoing monitoring, periodic rebalancing, and quarterly written reviews
  • Direct access to your advisor — not a call center
  • Assets held at a qualified custodian (Altruist or Charles Schwab), always in your name
02 — Built in

Financial Planning

The portfolio gets managed; the decisions around it get planned. Both are the job. Whatever financial decision life puts in front of you, you'll always have a supporting hand for it.

  • Retirement planning & income projections
  • Asset allocation analysis
  • Cash flow and budgeting analysis
  • Guidance on accounts held outside the firm — workplace 401(k)s, HSAs, and more
  • Got kids? Setup and investment guidance on 529 college savings plans and the new Trump Accounts
  • General financial consulting
The fee

Simple, asset-based, and aligned.

One asset-based fee covering everything above, applied tier by tier — so your blended rate falls as your portfolio grows. We go over the exact numbers openly on the intro call, and your fee is set in writing before any work begins.

  • Billed quarterly, in arrears — never in advance
  • $5,000 account minimum, waivable at the firm's discretion
  • Financial planning included for portfolio clients — no added fee
  • No commissions, no hidden fees, no upsells — one fee, and it's the whole story

Fees are negotiable at the firm's discretion and are exclusive of custodian, brokerage, and fund-level expenses, which are third-party costs not paid to the firm.

The value of advice, measured.

Independent research puts numbers on how working with an advisor can help you pursue your financial goals.

See the evidence